Privacy Policy

1. Introduction

Welcome to Cobalance ("we," "our," or "us"). Cobalance is owned and operated by Reality Bound LLC, a Florida limited liability company. We are committed to protecting your personal information and your right to privacy.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.cobalance.io (the "Site") and when you sign up for our waitlist. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Site or provide your information.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates.

2. Information We Collect

Information You Provide to Us

Waitlist Information

When you join our waitlist, we collect:

• Email address
• Any additional information you voluntarily provide through our contact forms

Information Automatically Collected

When you visit our Site, we may automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Operating system
• Referring website
• Pages viewed on our Site
• Time and date of visit
• Time spent on pages
• Other diagnostic data

We may use cookies and similar tracking technologies to collect this information. You can control cookie settings through your browser.

3. How We Use Your Information

We use the information we collect to:

• Add you to our waitlist and send you updates about Cobalance's launch
• Send you invitations to join Cobalance when the application is ready
• Respond to your inquiries and provide customer support
• Send you marketing and promotional communications (with your consent)
• Detect, prevent, and address technical issues
• Comply with legal obligations
• Protect our rights and the rights of others

4. Legal Basis for Processing (GDPR)

If you are from the European Economic Area (EEA), our legal basis for collecting and using your personal information depends on the information concerned and the context in which we collect it. We may process your personal information because:

• You have given us consent to do so
• The processing is in our legitimate interests and not overridden by your rights
• To comply with the law

5. Disclosure of Your Information

We may share your information in the following situations:

Service Providers

We may share your information with third-party service providers that perform services for us, including:

• Email service providers (for waitlist management and communications)
• Web hosting services
• Analytics providers

Legal Requirements

We may disclose your information where required to do so by law or in response to valid requests by public authorities.

Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

6. Data Retention

We will retain your personal information only for as long as necessary for the purposes set out in this Privacy Policy. Waitlist email addresses will be retained until:

• You request removal from the waitlist
• You unsubscribe from our communications
• Cobalance launches and you either create an account or decline to do so
• We determine the information is no longer needed for business purposes

7. Data Security

We use administrative, technical, and physical security measures to protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

8. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

General Rights

• Access and Portability: Request access to your personal information and receive a copy
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-Out: Opt-out of marketing communications

California Privacy Rights (CCPA)

California residents have specific rights including the right to know what personal information is collected, request deletion, and not be discriminated against for exercising privacy rights. We do not sell personal information to third parties.

European Privacy Rights (GDPR)

EEA residents have additional rights including the right to object to processing, restriction of processing, data portability, withdraw consent, and lodge complaints with supervisory authorities.

9. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your jurisdiction where data protection laws may differ. If you are located outside the United States and choose to provide information to us, please note that we transfer the data to the United States and process it there.

10. Children's Privacy

We do not knowingly collect personal information from children under the age of 13. If you are under 13, please do not provide any information on this Site. If we learn we have collected information from a child under 13, we will delete that information.

11. Do Not Track Signals

Most web browsers include a Do-Not-Track ("DNT") feature you can activate to signal your privacy preference. No uniform technology standard for implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals.

12. Updates to This Policy

We may update this privacy policy from time to time. The updated version will be indicated by an updated "Last Updated" date. If we make material changes, we may notify you either by posting a notice or by sending you a notification.

13. Contact Information

If you have questions about this Privacy Policy, please contact us at:

For the fastest response, please email us with "Privacy Policy" in the subject line.